The evidence behind the guides

Sources library

Browse by topic or search for a study, author or question. Open evidence notes to see what a source can—and cannot—tell us.

TopicCollection

Sources for Small-business lending AI

1 source

Guide citations are still under editorial review.

Howell, Kuchler, Snitkof, Stroebel and Wong; NBER Research paper

Lender Automation and Racial Disparities in Credit Access (original source, new tab)

PPP study found automation reduced racial gaps in access; lenders did not bear normal credit risk in this setting.

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